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Thinking about being at home...

Posted on 2/17/2009 by Denise

As some of you know from my introduction, I am a full time teacher at a public school.  I teach second graders five days a week.  Next year I am going half time at that same school.  I may or may not be working in the same position, only time will tell.  It is very important to me to be home with my little one.  So, my husband and I ran the numbers and decided that our budget would allow me to stay home part time.  This means I will be home with my baby boy four to five days a week and the other two to three days a week my dad, who is retired, will watch him.

Making the decision to stay at home can be a difficult one.  There are many things that women question, such as, “I have always been a working woman, will I be stir crazy staying at home, just me and the munchkin?”  or, “Will we be able to make ends meet without two full time incomes?” and finally, “Will we be so strapped for cash that I will resent being at home, will we still be able to have the same quality of life we are affording now?"

While these answers will be different for every woman, I will share with you my thoughts on these questions.  The first question, “I have always been a working woman, will I be stir crazy at home, just me and the munchkin?” was an easy one for me.  While I do enjoy my job, I am thrilled with the thought of being a homemaker.  My husband and I both work right now and so we share the household duties.  However, I enjoy cooking and making my home my haven.  I am also very excited thinking about all the things I will be able to do with my little boy; playing and spending time together.  Honestly, I don’t have enough time now to do all the things I would like to do, so wondering if I’d be stir crazy and not be able to find enough to do never crossed my mind!

The second question, “Will we be able to make ends meet without two full time incomes?” was a much more difficult one for us.  Being at home was a priority for me, and so we will make some adjustments to our current spending so that I can stay home.  I whole-heartedly suggest that you work out a budget before hand – even if you aren’t planning to stay home, everyone should know where their money is going!  There are lots of ways to cut your spending, you just have to decide what you are willing to cut and where the budget can be a little leaner.   Even if you have a budget, changing from two full time incomes to one, or in my case one and a half, is a scary decision and should be made with all parties who will be effected having a say.

Finally, the last question, “Will we be so strapped for cash that I will resent being at home, will we still be able to have the same quality of life we are affording now?” is one I hear a lot in my workplace.  Less income means you’ll be affording less things.  This seems like a no-brainer and to some it is a deal-breaker.  Having less money coming in might mean fewer or no vacations, less or no eating out, not buying new clothes, etc.  In my case, I felt that being at home and seeing my little one during these precious moments was more valuable than all of these things.  Yes, it might mean we won’t go on vacation for the next few years.  There are lots of fun things you can do that cost little or no money at all, get creative and you won’t see it as a loss.  Yes, it will mean I won’t be buying new clothes, but I won’t need them because I won’t be going to work as often and I can just keep wearing what I’ve got.  Yes, it will mean less eating out, I actually prefer a home cooked meal and I won’t be exhausted from being at work all day, so cooking won’t be such a chore.  All of this seems insignificant when I think about getting to see my little boy do all of his “firsts.”  I have heard other women I work with worry that their children will miss out on things if they have less income because they won’t be able to afford to buy them things, take them places, or pay for extra-curricular activities.  My opinion on this is that what your children want most, and what they will remember after they are adults is the time you spent with them, not the things you bought them, nor the places you went.

These are my opinions, and they are just that, opinions.  Each woman will have to determine what her priorities are and what is important for her family.  Not every family can afford for one parent to stay home, and that is okay.  But, if it is your priority to stay home, I pray that God would give you the insight on how you can make it happen, what ever that might mean.

Comments
42 Comments
  • Thank you for all your wonderful advice. You help more people than you could ever know.

    Rhonda Kopietz on 2/24/2009 at 7:57 PM
  • We have had to make a lot of sacrifice, but I don't regret a single day that I've stayed home with my son. There are up days and down days, but I am happy that I am the one raising him and teaching him and exploring with him during the day. It isn't an easy choice to make, but I truly believe that *most* people can stay home with their children if they want to.

    Kim Carlile on 2/24/2009 at 6:34 PM
  • Hope all is going well with your pregnancy!

    Gina Hindman on 2/24/2009 at 5:52 PM
  • I'm glad to hear that you have made the decision to stay home part time - there's nothing better than experiencing all your baby's firsts - first hand. We made the financial sacrifice and I stayed home when all our of daughter's were babies.

    Janell on 2/24/2009 at 2:54 PM
  • I am a SAHM. It was always a dream of mine--all the financial cuts are/were worth it. God has provided for us. All our needs are meet.

    Amy on 2/24/2009 at 2:03 PM
  • I stayed home when I had my first child. I too was a teacher but knew my new career was the best for our family. I love being home with our little one. And living on one income can be scary but with good planning and a budget, it can be done.

    Pheobie on 2/24/2009 at 1:08 PM
  • Since I have a toddler and am 30 wks pregnant with #2 I want to add it just isn't about determining priorities like going on vacations. That is an obvious choice. It is about not being able to afford activities for your child- such as music classes or contributing to college accounts and 401ks. Right now we are also trying to squeeze a life insurance plan for me into our budget. It doesn't look like we are going to be able to afford that right now.

    charlene on 2/24/2009 at 1:05 PM
  • I am a WAHM. I have the best of both worlds being able to work from home but I am so glad that I made the decision to be home.

    Kristen on 2/24/2009 at 12:17 PM
  • It is so worth it to be at home with my little one even though we are living with less money. I wouldn't trade it for anything. Life is too short and I am thankful that our situation allows me to be at home. It sounds like you have a great plan worked out for your situation. Good for you that you get to stay home most of the time with your little one.

    Amanda on 2/24/2009 at 12:08 PM
  • i enjoy your site! thanks for the thoughts.

    Mary on 2/24/2009 at 12:03 PM
  • I was very lucky to stay home with my girls until my youngest started preschool. I baby sat to help out with expenses. You have to sacrifice some things but what you get in return is worth it.

    Denise on 2/24/2009 at 11:57 AM
  • Ok - as a mom of five grown kids and grandma to four (we're raising our 6-year-old grandson) I'm going to tackle one of your questions. Your question “Will we be so strapped for cash that I will resent being at home........" is a valid one. The short answer is - sometimes. Most of the time, you'll be grateful to be home with your babies. But sometimes - like when you're invited to a wedding and cannot afford to buy anything to wear, etc. - it can briing out just a tinge of resentment in you. Don't beat yourself up when that happens. Accept it and move on. The time you have to spend with your babies is very, very short. Trust me on this. Twenty years goes by so fast. Lots of time later for buying pretty dresses.

    Helen on 2/24/2009 at 11:51 AM
  • In response to the first comment listed, I don't think you were giving advice at all, just talking through your opinions and asking for advice. No one can ever pretend to know what it's going to be like after your babies are born, you can prepare and prepare and people will tell you what it was like for them, but it is your own experience. I wouldn't trade staying home for the world! I'm here for his first tooth, his first roll, his first laugh, his first smile. There are times when I go a little stir-crazy and I am blessed to have a wonderful and helpful husband who lets me get out of the house every once in a while. I am also involved in a mom's group to get out a little bit, plus I have tons of family support. I sincerely hope you enjoy staying home, it sounds like you will really appreciate everything it has to offer. Good luck!

    Melody on 2/24/2009 at 11:29 AM
  • Congratulations on your boy! God bless!

    Selene M. on 2/24/2009 at 9:24 AM
  • Another way to think about it--- Staying home can be temporary. You can go back to work when your child is in K-12...or even pre-school a few days a week. Unless you have more children before then----that's another decision to make. I worked full time when my son (now 3) was 6 months. I worked until he was 2. I made a limit for myself. 2 Is such a great age and definitely the time when my son needed his mommy to teach him the rules, and the fun things in life that he's now old enough to explore. During those 18 month I saved saved saved more than ever because I had a new purpose. A question I would continuously ask myself----is this new purse worth the time I'm spendig away from my son? If not, then I get a cheaper purse or try to make the one I have last longer. It doesn't mean I don't get nice things---It just means that I take care of what I have and make it last lots longer. Its a super hard decision...sometimes the finances just won't work...Good thing your totally frugal! Good luck with your decision!

    Julie on 2/24/2009 at 8:49 AM
  • Staying at home with your kids gives you the opportunity to actually ENJOY them, and raise them! I stayed home for 10 years, then worked for about 3, and now am back home again and even with less money, our quality of life is sooooo much better, and my kids are infinitely happier. I have no intentions of returning to full-time work. I love being at home and having lots of great time with my kids!

    Janelle on 2/24/2009 at 8:13 AM
  • I am a sahm of our 21 month old with #2 on the way. I always knew that this is what I wanted to do so it was not a difficult decision for me at all. But we are all made differently. My best friend is a teacher and she was never cut out to be a sahm, she enjoys working. I would never share her thoughts though. I believe this is where the Lord wants me. And it's been great!

    Lerin on 2/24/2009 at 7:41 AM
  • I think it is great that you have thought out how you will handle things. Of course, you will not know until it actually plays out. Somehow, however things turn, there are always friends and family to help you through the process. Life gets interesting sometimes. I am back to caring for a 26 year old son who developed uncontrollable epilepsy after a 32 ICU stay with viral ensephalitits. It was an easy decision for him to come "home" with us...but not as easy to handle all the problems that come with it. So the parenting adventure keeps going even after you think they are gone from the nest. Life is good and yes, it is hard sometimes. But somehow we have managed the money situation and work on other things as they come up. So enjoy. Make changes as you need to...and have fun with that new one. pscole3467 at gmail dot com

    Pamela C. on 2/24/2009 at 7:37 AM
  • Hi, I agree with the comment that not much homemaking gets done. I truly thought things would be different. I chose to stay home bc I didnt want to miss firsts and it took so much for her to be here. Yes, I given up a lot but I feel eventually I will get it back. I couldnt get the ababy time back.

    teresa on 2/24/2009 at 1:33 AM

  • Katy Karaffa on 2/23/2009 at 4:52 PM
  • I am 8 1/2 months pregnant and I just found out I have pre-elampsia, mild. They tell me to calm down and don't stress so much how can you do that with this news added on top?

    Julie on 2/23/2009 at 3:18 PM
  • As the mother of 4 (19, 22, 25 and 29 yrs old) who has worked most of their lives I agree wholeheartedly with staying at home and enjoying your child! My 19 yr old and 22 yr old received many "things" from me and were able to be involved in many activities but they both have said they would have much preferred having ME then all of the "things". I can never recapture the joy of their first steps or rolling over so do what you think is best for your and your family, you will never regret it!

    Liane on 2/23/2009 at 2:45 PM
  • I'm a mother of 3. A son which is turning 8 this week and two year old twins. I had been a nurse for almost 10 years when I got pregnant with my twins. After much debate, my husband and I decided I'd stay at home with the twins. We were very fortunate to have his parents and mine to watch our first born. I never realized how much I missed out on him growing up. It's a very hard decision--and sometimes I feel like I'm "going insane" but wouldn't trade it for the world. A job will always be there to be found......your child will only grow up once.

    Ginger on 2/23/2009 at 2:08 PM
  • well this is my first baby and im 34yrs old ive heard a lot of stories and it seems to me that everyone is different but i really am going to need some advice far as clothes etc but as far as labor and delivery i think it is going to be very different than my friends and family members

    ebony on 2/22/2009 at 7:17 PM
  • A stroller that holds a infant car seat: The snap and go.

    lisa on 2/22/2009 at 4:11 PM
  • I enjoyed reading your thoughts. I too am pregnant with our first child and I am also a teacher. I never thought that I would consider being a stay at home mom in the past. However, with the experience of teaching, I've come to realized that I would rather spend my days investing in my own children's future. I do love teaching in the public school system, yet I'm looking forward to seeing the direct benefits of my teaching in the years to come. My husband and I have been preparing for this by paying off debt and planning a budget for two years. It truely can be done if you live with what you need and not with what you want. I may not be a stay at home mother just yet, but I believe that when you plan wisely, you are rarely surprised with what you get.

    Renee on 2/22/2009 at 10:47 AM
  • I admire you for putting your family first over things. Eating out, vacations, new clothes, that is things that we all can do without. They are things that we can do without even if we are working, the way things are today. Do we sit and think about the quality of time we can spend with our family at the dinner table and talking about everyones day. Believe me I wish I would have thought of these things when my 3 children was growing up. Boy would there childhood memories have been a lot different. We all need to think about what we can sacrifice for our family.

    Phyllis Long on 2/20/2009 at 9:45 PM
  • I never saw myself as a stay-at-home mom but here I am. I also homeschool my children, which I never expected to do. I always saw myself working and helping to support the family, and that was true until three years ago. After the birth of my second child I went back to work. My husband saw how hard it was for me to keep up with the household chores help my children with there homework and make time for the baby and myself. He told me to quit work and stay home. I did thinking it would not last long and I would be back at work. Totally the opposite, I found that my son needed more one-on-one than he was getting in public schools so now I homeschool and the money thing. It is much cheaper, and better service to go out during lunch. I also have more time to run around the stores checking out the good deals and clipping coupons. Summer vacations are taken in September, we get the good deals, theme parks are less crowded and it is not as hot outside. I really enjoy being at home and would not have it any other way.

    Katherine on 2/20/2009 at 7:52 PM
  • I respect your thoughts, but I find it interesting that a mom-to-be is giving advice to actual moms. Being a pregnant woman and being a mother of a baby/toddler/child is completely different, and many things you only figure out after being a Mom for a while. So while you may think you have the stir-crazy and budget issues worked out, I suspect your views may change once you've actually been on the job for a while. And take it from me, with a toddler around, not much 'homemaking' gets done. 90% of your time while child is awake is spent LOOKING AFTER YOUR CHILD. Everything else is squeezed in when your child is sleeping.

    Amanda Grant on 2/20/2009 at 11:13 AM
  • Good for you -- it's a hard decision to give up part or all of your career to stay home with your children. And you're right: it will involve sacrifice. We all certainly have days where we do go stir crazy or wonder if what we're doing really matters. It does. Unquestionably. And for every hard thing or discomfort you may have to endure by staying home or giving up something else, there are a hundred joys to make up for it. Keep trusting in the One who sees every unnoticed sacrifice and who can more than provide for all of our needs!

    Jennifer on 2/20/2009 at 9:33 AM
  • I'm not a stay-at-home mom yet, but I'm hoping if my fiance gets back into the Army and gets a civil job, we will then be able to afford for me to stay at home. This would be my dream come true.

    Marla T on 2/19/2009 at 1:41 PM
  • Thought of you....so here goes :o)

    Alix on 2/19/2009 at 1:10 PM
  • I'm a stay at home mom of a wonderful 2 year old. I had all those same questions and doubts before we decided this was the best decision. I love it and don't regret it at all. I feel it's such a priviledge to be able to see our little ones grow and develop, and to be here with them during these precious times. I would not trade it for anything in the world :)

    Claudia on 2/18/2009 at 8:50 PM
  • You're so wise to be thinking this through so thoroughly. When my daughter was born, I started working just 3 days a week. I'm also a teacher, but I went to work for the county Superintendent's office and found a much more flexible schedule there. I needed to keep working, because our health insurance is tied to my job. My husband and I strategized and figured out how one of us could be home with our daughter every day. Now my husband is home starting his own business, and I'm still working three days a week. We've learned to live on that type of budget. We don't buy new cars. We just saved up several thousand dollars and bought a used minivan. We don't go on fancy vacations. Instead, we spend the day at the zoo (and pay cash for everything). So I can attest to the fact that it truly can be done.

    Jennifer on 2/18/2009 at 7:27 PM
  • Denise I was a teacher for 8 years, but now I stay home with our 2 year old and 7 month old. There are pros and cons to staying home. I wanted to be at home with our kids and was willing to sacrifice whatever it took to make that happen. You have decide if you are willing to make those sacrifices, because there will be changes. As far as going stir crazy...well for a bit you will be to busy to notice but after awhile things do start to close in so you will want to get involved in maybe a mommy and me group...check the local library to see what they have that is free for kids..if you go to church get in a bible study for women ..that way you still have contact with other women...not to mention allowing your child to have socialization....also try to make a time that is just for you only...15-20 min...something helps keeps you feeling like a woman and person instead of getting a little lost as a mommy...being a mommy is awesome...and I love being home full time...but I do miss the frills at times with the extra money and the social interaction...so keep the suggestions in mind..because they help Danielle

    Danielle on 2/18/2009 at 3:12 PM
  • i want to find out about the free diaper so can someone please let me know aout it soon as possible

    yolanda on 2/18/2009 at 12:46 PM
  • i want to find out about the free diaper so can someone please let me know aout it soon as possible

    yolanda on 2/18/2009 at 12:45 PM
  • We do something we call, "living at poverty line." When we move to a new area we find out what is considered "poverty level" then we set our budget at that. So because my husband makes more than this amount we are consistantly able to save at least 50% of what he makes! We also take NO assistance. Living this way provides a wonderful feeling of freedom, that is why we do it.

    Courtney on 2/18/2009 at 12:25 PM
  • I, too worried that I would go stir-crazy staying at home with our baby boy. I always knew that I wanted to be a stay-at-home mom, but as the reality got closer and closer I was very unsure about it. I imagined myself un-showered, in sweat pants, in a dingy apartment slowly going crazy. Of course there are days that I feel desperate to get out of the apartment, but you just learn to recognize those feelings and how to remedy them. My son and will bundle up and take walks just to get some fresh air and blood-pumping. It makes a huge difference. There is nowhere else I'd rather be right now that at home with my baby. It's required some sacrifice, but in our case, it's been worth it. I know that's not the situation for everyone, but I'm so grateful we've been able to make it work.

    Candra on 2/18/2009 at 11:17 AM
  • You won't ever regret staying home to watch your little one grow! It was the best decision I ever made 2 1/2 years ago to quit my full time job. Sure there are times when it gets lonely, times when money gets tight, but all in all I feel this is exactly where God wants me to be right now. fyi - the first year is the hardest when getting used to not having that "full time" busyness. Kids keep you busy, but depending on your personality, it's not the same. An adjustment period is totally normal!

    Donielle @ Raising Peanuts on 2/18/2009 at 10:12 AM
  • I really appreciate your thoughts on this subject. We are expecting our first child soon and are seriously talking about this option....It can be a difficult decision.

    Kristen on 2/18/2009 at 8:03 AM
  • Congrats on your decision. I quit working after the birth of my child and it wasn't what I intended to do but in the end it was the best decision I've ever made. My son is turning 3 this summer and I know that even with the sacrifices, perceived and real -- it was worth it.

    Minari on 2/17/2009 at 8:19 PM
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